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Borrower Eligibility
Property:
Single, contiguous community with a general manager
Minimum annual budget:
$2 million
Owner occupancy:
At least 50% of units must be owner-occupied
Rental restrictions:
No more than 50% of units can be rentals or investor-owned
Commercial space limitations:
A maximum of 35% of the property can be used commercially
Reserve funds:
The HOA needs to maintain sufficient cash reserves
Insurance requirements:
Adequate hazard, liability, and flood insurance must be in place
Delinquency rate limits:
No more than 15% of units can be more than 60 days past due on HOA fees
I’m not Eligible
I’m Eligible
